top of page

Coverage at a Glance

Fun fact: MPA's coverage uses Optimyl Benefits, a specialized program that provides access to Cigna's Open Access+ PPO network and pharmacies. While we use Cigna's network, all coverage and claim issues are handled by Allied Benefit Administrators. Be sure to use Allied's website for management of your benefits.

Plan options cover the full spectrum of care, from preventive to major healthcare needs, as well as prescription drugs and mental health services

​​

Employees regularly scheduled to work 30 hours or more per week in addition to family members including spouses, domestic partners, and children up to age 26 are eligible

​​

You may enroll for medical when you’re a new hire, during annual open enrollment, or when you have a qualifying life event

2025 Medical & Prescription Plan Options

2025 Medical and Prescription Plan Options

Copay Core

Affordable coverage with coverage for common services such as office visits and generic medications for nominal copayments. This option is not compatible with the Health Savings Account option or contribution.

Copay Enhanced

The most comprehensive coverage we provide with coverage for common services such as office visits and generic medications for nominal copayments. While this option offers the lowest deductible level, premiums are also the highest. This option is not compatible with the Health Savings Account option or contribution.

Consumer Core

Comprehensive care in a Health Savings Account compatible program through a more affordable premium. Enrollees in the automatically qualify for a prorated annual HSA contributions of $250 (single), $500 (employee + spouse or child), or $750 (family). 

Consumer Enhanced

Comprehensive care in a Health Savings Account compatible program with a lower deductible and out of pocket limit. Enrollees in the automatically qualify for a prorated annual HSA contributions of $250 (single), $500 (employee + spouse or child), or $750 (family). 

​

© 2025 by Paragon Risk Advisers, LLC

bottom of page